Native Fauna

By Stylekandy

 Gold is counted amongst one of the classics which can never fade away. Introducing best of Italian gold designs to India, World Gold Council unveiled Gold Expressions 2009 on the ramp yesterday evening in Mumbai. The event took place in association with Vicenza Fair International, Anglo Gold Ashanti and Ddamas. These alluring classy designs were carried by some of the top models of the industry, Carol Gracious, Fleur Xavier and Sonal Rawat elevating the aesthetic value of gold.

Beautiful costumes were designed by designer duo Dev R Nil. The multi talented Sophie Chaudhary was the host of the evening and allured the audiences with her wonderful performance. In her words, “beautiful costume, lovely music and sparkling gold jewellery, the combination just makes me alive. I am very fond of gold and I feel, in India gold had its own traditional value. My mother has given me such traditional gold pieces which she got from her mother and older generations. This line of designs by Gold Expressions is amazing and perfect contemporary designs for today’s women.” The lines comprised of three themes- Connect, Extraordinary and Transform. ‘Connect’ depicted the designs bridging the cultural and traditional boundaries with a mix of contemporary touch. It was a thrilling collection with colour and texture and intricate details. ‘Extraordinary’ took inspiration from ordinary forms turning into unconventional shapes. This line was reminiscent of fun with fashion. ‘Transform’ was more feminine and elegant and also softer in technicality. It was a symbolic representation of dominance of nature inspired by scientific advancement highlighting the intrinsic connection between the two. Mr Mehul Choski (chairman and MD, Gitanjali Gems) said at the occasion “D’damas gold has always been known for its exclusive designs, aiming to create aesthetically appealing jewellery for discerning Indian Women and with this collection, we link with a woman’s style and individuality.”

This exquisite range of Italian designs, gave gold a new direction enhancing feminity through a perfect mix of fashion, modernity and refinement. By and large it was a gold sparkling soiree with wonderful sensual music attended by crme de la creme of corporate industry. Saris are to Satya Paul what Obama is to world politics. The iconic brand Satya Paul is known globally for its signature prints, ingenuity of designs and a vivid colour palette and innovative draping, but also written off as being stereotypical and lacking inspiration at times. However, this festive season, Satya Paul seems to be trying to break the genre and likewise has come up with a bridal collection replete to leheng as and cholis with that added touch of Indianness.

Though there may not be anything epoch making about the silhouettes, the colour scheme and the prints are noteworthy. Says Puneet Nanda, “Satya Paul’s evolution from a quintessential Indian designer sari label to a global brand for international couture is rested upon the intrinsic value, of proactive response to the entire universe it operates in and not just the fashion fraternity”, the Head Designer explained the reason for churning out a collection in which saris are not pre dominant.

The fluid form, flamboyant use of colours and experimental dash are key-defining elements that render the label a creative freedom to be used in this festive collection. Puneet’s collections are a reflection of the artist and art curator within him. Each sari is a 6-yard canvas for Puneet where he paints and designs all that influences and inspires him. The creations are known to have been inspired by classical art forms such as Calligraphy, sculpture and many genres of art. The label has a varied range of extended product lines which comprises of saris, bridal wear; fusion and western clothing consisting of scarves, bags, accessories and fabrics. It also has the Tie bar, which has an exclusive collection of designer ties.

For more information for Fashion Show and beauty related product, fashion tips for Runway Photos and fashion deals online you can visit stylekandy.com

How to Choose an Investment Newsletter to Help You Choose Better Investments

By Cody Menton

 For many investors in the stock and bond market, subscribing to an investment newsletter is a vital part of getting good information and well thought out forecasts. If you are a newbie in stock investing, it is all the more vital that you have a regular publication which will give you easy to understand explanation of what is happening in the business world, provide you with the latest news that can potentially affect bond and stock prices, as well as offer well-thought of suggestions and forecasts. If you can, always make it a point to select an investment newsletter that can be subscribed to online, just like My Strategic Forecast, which can be very convenient for subscribers.

So, where do you start when your goal it is to fin the most trustworthy investment newsletter? First, you want to make sure that the theories, forecasts, and assumptions provided in the online investment newsletter that you will subscribe to are based on scientifically tested formulas. Make it a point to check that all the financial data that you obtain from the publication are not taken from the editor’s imagination or the preconceived notions of the contributors. After all, you would never want to put your money on an investment, just because you feel like it or your dreams have told you so. It is true that no person can ever make a forecast that will have 100% accuracy, it still pays to subscribe to tools that can give you logical and somewhat realistic market projections, just like My Strategic Forecast. There have been countless investment decision makers who got their boost from this web site because the information they got have been tested and subjected to scientific formulations.

Also, it really pays if investors like you know the angles or the factors that are being taken into account by the writer or editors when making their articles and forecasts. As you may know, there are many investment experts who simply look at the business side of things when making industry wide forecasts. however, you must realize that the performance of a particular company and its stock or bond prices are also at the mercy of other factors that go beyond the business world, such as regional economic projections, political situations, and even environmental situations. If you are looking for the one investment newsletter that can really give you accurate projections by putting into consideration all the important details that can affect market prices, then My Strategic Forecast is that newsletter.

As you may know, stock and bond investments are risky by their very nature. You cannot just invest your money if you only have baseless information. You really have to look for an investment newsletter that offers carefully studied conclusions. Always remember that it is better to stick to safety rather than carelessly gamble your money using inaccurate investment forecasts and then lose all your money later on. With My Strategic Forecast newsletter, you will always have accurate and timely information that has been subjected to scientific tests as well as gathered with the big picture in mind.

Amy Richman is a well-known writer for MyStrategicForecast.com. A web site that aims to provide true and accurate information with the use of carefully studied formulas and tests. For more details, visit www.mystrategicforecast.com.

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Some tips on the right way to buy a car

By Garrett36 Pierson36

 Your no-nonsense guide to getting the right car at the right price. Buying a car can be quite daunting. With so many makes, models and finance options available and other decisions, it can be difficult to find the deal that leaves you 100% happy. However, the following pointers should help you make an educated decision when buying a new or used car. Where to buy? There are number of ways to buy a new or used car ‘ a car dealership isn’t your only option. For example, there are independent dealers, importers, brokers, auction, online, car supermarkets or privately. Here we weigh up the pros and cons of each of them: Car and Independent Dealers Using a dealer to buy your new or used car can be convenient as you can have a test drive and the salesman should be more versed in the car details as compared to say buying a car from a broker, or by buying a car online. Dealers will offer deals such as free insurance or low-rate finance. January ‘ traditionally a very slow month for car dealers who offer extra specials incentives to try and get your custom - is also a time where you may be able to snap up a bargain. Most new cars come with a two or three warranty (most with breakdown cover included as well for the same period). If you have a car to part exchange, the car dealer will normally take it as part of a deposit, which means it is off your hands without the hassle of trying to sell it privately. However, do bear in mind that you will not get full the market value for it. However, the downside of buying from a car dealership is that their prices can be higher than elsewhere as they need to cover the cost of the showroom and staff. And, if there aren’t any finance incentives at the dealership, choosing their finance scheme will be, in most cases, expensive. Importers If you a buy a car in from Europe, you do stand to save money, though in some cases, UK deals are increasingly competitive. Lower prices over here and exchange rate fluctuations mean imports aren’t quite the outstanding bargains they used to be. Brokers A broker is an intermediary who negotiates with a dealer on your behalf to get you a cut-price car. Car brokers use their bulk ‘buying power to secure discounts which they then pass on to the customer (after they’ve taken their cut of course!) Auction You can be sure of snapping up a bargain if you buy at auction, but it is best if you visit a few auctions before taking the plunge. Visit and learn the ropes or take a knowledgeable friend. With Auctions, you will get more legal protection at an auction than buying privately. Car Supermarkets Car Supermarkets offer a huge choice at competitive prices. However, there is little room for negotiation and you may get a low bid for your part-exchange and limited pre-sales checks. Some car supermarkets also charge you extra for a warranty (if the maker’s cover has expired), a history check and road tax. Online This process is all carried out online. You can visit a manufacturer’s website or a specialist online car broker such as Jam Jar. Everything can be completed online - finding and choosing of the car, the specification options, finance options, delivery details, and, in some cases even part exchanges. The disadvantage to this service that you can not test drive the car. Privately Buying privately is a risky way to get a car as you have very little legal protection should anything go wrong. Many dealers masquerade as private sellers to duck their legal responsibilities, so always check that the log book details match up. Always take someone who knows about cars along with you and always view any private car in broad daylight when any dinks, dents and damage are visible! Financing your new car Once you’ve decided where to buy your next car, you need to think about finance. Very few of us buy a car with cash, and borrowing money is the only option. However, there are so many different types of finance to choose from, it can be difficult knowing which is the right one for you. Hire Purchase (HP) HP is where a deposit is followed by regular monthly repayment. However, the car is owned by the finance company until the loan is repaid. So, if you fail to maintain the finance payments you could lose the vehicle. Hire Purchase is fairly easy to obtain and widely available, and with it you also get additional protection under the Consumer Credit Act Personal Loan (as opposed to Manufacturer’s finance) A personal loan is probably the cheapest way to buy a new or used car as personal loan providers tend to offer lower interest rates than traditional other car financing methods. Also, as you are classed as a ‘cash purchaser’ (because you already have the finance in place) you are in a strong position to negotiate a good deal. As the loan will not be secured on the vehicle, the car is owned outright by you. Manufacturers schemes These are offered by manufacturers, dealers, finance companies and some banks for the purchase of new or nearly new cars. More often than not, you will be paying interest at a higher interest rate than that offered on a personal loan. With manufacturers schemes, you can part exchange your own vehicle and may also need to make a deposit. You will then have a finance agreement for the remainder of the cost of the vehicle. As with HP, if you do fail to keep up the repayments on the vehicle, it may be repossessed. Personal Contract Purchase (PCP) PCP schemes available from car dealers as well as banks. You pay a small deposit and a set amount of monthly payments. When the contract ends, you have three options: ‘ you can hand the car back and owe nothing, ‘ you can pay the balance (which, in any contract you sign, will be stated as the Minimum Guaranteed Future Value) and keep the car, ‘ you can trade it in for another, and begin a new PCP. PCPs are best for people who like a new car every two or three years. If you are looking to keep a car long term, then personal or hire-purchase loans will be cheaper. By now you should have a good idea of where to buy your car from and how to finance your purchase. Here are’ Ten top tips on what to do when buying ‘ ‘. from a car dealer or broker ‘ Do your research first ‘ get a good idea of what car you want and how much you are prepared for pay for it and stick to the price ‘ When the salesman asks you what your budget is, always come in at least 500 under what you are really prepared to pay. Salesmen will always add 500 on top of your budget because by the time you are sitting down and talking about figures with him or her, it is obvious you really want the car and will find a way to finance the ‘extra’ 500 ‘ If you are part exchanging your vehicle, check out it’s value somewhere like Parkers Price guide. While you will never get 100% market value on your p/x from a dealer, at least you have a rough figure as to what it should be. ‘ Always be confident, polite, but firm. You are likely to get a better deal if you come across as someone who won’t be messed about with! ‘ Consider buying an ex-demo. These are normally no older than three months’ old, but you can expect to get up to 15% off the new price! ‘privately ‘ Always take someone with you to give a second opinion ‘ two pairs of eyes are better than one and go during broad daylight so that any scrapes or dents will show up ‘ Always meet the seller at their house so you can check they are genuine and that all documents.

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